function usccalc(){
	
principal1=document.calcform.principal1.value;
term1 = document.calcform.term1.value;

rate = rateArray[document.calcform.term1.selectedIndex];

payment1 = (principal1 * rate)/(1 - (Math.pow((1+rate),(-1*term1))));
principal2 = principal1 - payment1;
term2 = term1-1;
payment2 = (principal2 * rate)/(1 - (Math.pow((1+rate),(-1*term2))));

document.calcform.payment.value = round(payment2);
	
}

function round(number,X) {
// rounds number to X decimal places, defaults to 2
X = (!X ? 2 : X);
return Math.round(number*Math.pow(10,X))/Math.pow(10,X);
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_findObj(n, d) { //v3.0
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}